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Diversification: Goldworth believes that precious metals should be part of 10-17% of a portfolio.Investment period: Rare coins and bullion should be considered a long-term investment.IRA accounts: Goldworth can refer clients to independent third party companies that provide trustee and custodian services for individual retirement plans (IRA). It is the responsibility of each individual client to select the IRA service company. The client agrees that Goldworth shall have no liability and or responsibility for damages or losses resulting from clients dealings with the IRA Company.
Liquidation: When the decision to sell Goldworth will offer our clients the then current buy price, please note that we will buy back at the highest possible price in order to maximize your profit potential.
Delivery: Packages shipped to clients are fully insured. In regards to loss or damaged items, Goldworth reserves the option to either replace or refund the purchase price. Upon receipt of items client must inspect the shipment thoroughly any variants from original order must be reported within five days of receipt, all original packaging must be kept.
Storage: Goldworth has the option to store your holdings in a depository of its choice and may change depositories without prior notice. The commingling of other client's coins and metals may occur. Goldworth will always acknowledge that you own a specific but undivided interest in such metals and or coins to the extent of the quality and type you have purchased.
Credit Card Use: Credit Card may be used to purchase some products; Goldworth does not recommend that any one person or entity go into debt to make a purchase.
Risk: All investments involve some degree of risk coin and bullion included. Bullion products are priced by the spot or Bullion market price. Rare and numismatic pricing is determined by numerous pricing factors. Therefore pricing can fluctuate independently from the spot bullion price. Such factors may be but not limited to specified coin quality demand, market sentiment, and economic factors. Both rare coins and bullion can go up and down in value. Historically coins have produced excellent long-term gain. Past performance is not necessarily indicative of future results. Economical, political, natural disasters and world turmoil do not forecast profit or profitability.
Goldworth Pricing: Goldworth is unique in that we have a special network of institutional, retail and wholesale dealers. Some dealers may carry a wholesale to retail spread (Buy/Sell) of 7% to and industry average of 30% on numismatic items. Goldworth implements/passes on the retail industry average spread. Spreads are determined by numerous factors such as but not limited to items rarity and demand. It is in Goldworths best interest to keep a satisfied client for that reason the independent Account Executive will offer you the best possible pricing and service. The account executive will do so for a transaction fee/commission of 2% when you buy and 1% when you sell.
Refund policy: For your protection and assurance, Goldworth provides first time clients the right to a refund on their acquisition only, without any reason required. This is limited to seven calendar days from the date at which the transaction is confirmed or seven calendar days from when the client's confirmation is post marked, which ever is later. Client is legally responsible for any actual market losses (ask price) and/or a 2% charge back fee for credit card usage. Any market profits will be held as property of Goldworth. If a client does not fund a trade, Goldworth will consider the client to be "Not in good standings" which may affect any further transaction with Goldworth. In the case of delayed delivery the refund policy starts on the day the trade was made. The client must also consult with their states refund policy if states policy is different, then those rules apply.
Account executives: Goldworth's account executives are salary based and generally receive a commission on transactions which may vary on products such as rare coins, semi- numismatic and bullion. The Account Executive will receive no commission on some transactions. Goldworth account executives are generally independent contractors. Account executives from time to time may discuss the general direction of various financial markets, please note that such discussions are opinion based only. Account Executives opinions stem from research of known publications. Account executives are not licensed financial advisors or planners. Goldworth advises all clients to consult with their licensed professional before making any buying or selling decisions.
Buy back policy: The law prohibits dealers or precious metals firms from guaranteeing the purchase of coins therefore, our by back policy is not a guarantee and is subject to change without notice. Goldworths' unique structure of network retail and wholesale dealers allow us to search multiple sources to offer clients the highest possible buy back pricing in order to maximize clients profit potential. This is all done for our clients by the account executives for a sole commission/fee of 1%. Clients who purchase from Goldworth are allowed to sell the items to Goldworth at a buy price higher than clients who did not purchase from Goldworth or for which clients who not in good standings.
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